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Geico - Celebrate your new car with savings (and a shuffle)

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101

Auto Insurance 101

We admit it. Auto insurance isn't the easiest thing to comprehend. Here's a quick overview that will have you understanding auto insurance so well, you may just want to read your policy for fun! (OK, maybe not.)
Bodily injury liability coverage pays for bodily injury or death resulting from an accident for which you are at fault and in most cases provides you with a legal defense.
Property damage liability coverage provides you with protection if your car accidentally damages another person's property and in most cases provides you with a legal defense.
Medical payments, no-fault or personal injury coverage usually pays for the medical expenses of the driver and passengers in your car incurred as a result of a covered accident regardless of fault.
Uninsured motorist coverage pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver. In some cases, underinsured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.
Comprehensive physical damage coverage pays for damage to your car from theft, vandalism, flood, fire, and other covered perils.
Collision coverage pays for damage to your car when it hits or is hit by another object.

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Proper service and repair procedures are vital to the safe, reliable operation of all motor vehicles, as well as the personal safety of those performing the repairs and those riding in the motor vehicles. Standard safety procedures should be followed at all times to eliminate the possibility of personal injury or improper service, which could damage the vehicle or compromise its safety. Although this material has been prepared with the intent to provide reliable information, no warranty (express or implied) is made as to its accuracy or completeness. Neither is any liability assumed for loss or damage resulting from reliance on this material.

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